Because the work is demanding enough. Your insurance shouldn’t be.
Earthmoving and Excavation Insurance is a business insurance package built for civil contractors, earthmovers, and plant operators. It’s to protect heavy equipment, site liability, and business operations against earthworks hazards.
Imagine an excavator slips on soft ground and rolls down an embankment, or a major hydraulic system failure destroys a drill rig during the middle of a project. In an instant, a routine site clearance turns into high replacement costs, contract delay penalties, and recovery fees. Specialised plant and equipment insurance acts as your financial shield for a loss that would otherwise threaten your business’s bottom line.
As Sydney's leading business insurance brokers, CIG does the heavy lifting for you. We understand the specific risks others miss, from heavy plant machinery and Australian soil stability to subterranean hazards. That’s why Australian businesses trust us to find cover that matches how your business actually uses its machinery, with no gaps.
Partner with CIG’s insurance brokers today, and lock into the right protection.
Chances are, if you operate in any of the fields below, standard trade insurance isn't going to cut it. You need specialised coverage built directly for ground based hazards. That’s where we come in. Below are the core earthmoving businesses we help support at CIG every day.
High risk of slope failures, deep soil instability, and heavy machine rollovers on large sites.
Exposed to underground pipe strikes, utility damage, and foundation movement in tight work zones.
Severe structural collapse risks, falling debris liabilities, and site safety exposures.
Operating with potential toxic dust contamination, environmental hazards, and strict disposal compliance.
Prone to vibration damage claims on nearby buildings, flyrock incidents, and gear breakdown.
Risk of expensive claims from soil compaction issues, drainage failure or subterranean obstacles.
Exposed to site pollution, hazardous waste spills, and cross contamination claims.
Backfill settlement claims, underground utility strikes, and boundary wall collapse risks.
At risk of utility strikes, retaining wall failures, and plant equipment transit damage.
Expensive contract work liabilities, project delay costs, and fleet losses.
Insuring earthmoving and excavation work shouldn't be complicated. Here's how we keep it simple.
We map out what you operate, where you work, and where your risks sit. From excavators and attachments to site liability, we consider and listen to everything.
Many insurance services leave gaps. We put your risk profile to our panel of leading Australian insurers.
We lay out your coverage options and costs clearly, with no lock-in obligation.
Unlike traditional brokers, we don't disappear once the policy is placed. We advocate for you through claims, and as your fleet and contracts grow, we adjust your protection to keep pace.
Ready to get started? Get in touch with a CIG broker today and begin better insurance with a free quote.
Choosing a broker means choosing who's in your corner when something goes wrong. That’s why Australian operators rely on CIG as their insurance brokers of choice.
Whether you're a sole trader with one excavator or a major contractor managing an extensive fleet, we help customise coverage to fit the way your business operates.
When machinery is damaged or a liability claim lands, we don't hand you a phone number. We manage the claim and advocate for your best outcome.
Led by Director Jeff Tyler, our individually authorised brokers draw on deep industry experience and strong insurer relationships to find the most suited and cost-effective cover for your operation.
Based in Sydney, we work with operators across Australia, including Sydney's busiest work corridors.
You’ve got questions about protecting your business. We have the expert answers.
Most contractors need Public Liability, Underground Services, Vibration Damage, Plant & Equipment, Contract Works, and Fleet Insurance. Review our list of Businesses We Support above to see the specific site risks we cover for your trade.
No, standard public liability policies explicitly exclude hazardous works. Demolition and asbestos removal require specialist environmental and hazardous site endorsements to cover structural collapses and strict EPA disposal compliance.
Yes. We can help bundle your utes, tippers and excavators into a single plant and motor fleet policy. This simplifies management, aligns renewal dates, and reduces overall premium costs.
Costs depend on your business turnover, digging depths, machinery values, and risk of site locations. Every contractor’s risk profile is different. That’s why we help compare the top Australian insurers to find the most cost-effective cover.
We provide proactive claims management by handling paperwork, negotiating with underwriters, and fighting for your payout. You won't be passed to a call centre.
CIG is part of the Steadfast Network, which means clients get access to broader policy wordings and products you won’t find on retail comparison sites. More importantly, we back clients not just at policy setup but through claims, renewals, and those moments where you need to focus on growing your business. Whether you require a detailed assessment of your current cover or clear, informed guidance on your insurance needs, our team is ready to support you.
Protect your business today with tailored protection by speaking to an experienced CIG insurance broker today and lock in the right cover.
